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  HOME ABOUT US FAQ RESOURCE CENTER CONTACT US LOCATE MORTGAGE LENDERS January 07, 2009
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Mortage Terms


  > PITI Principal Interest Taxes and Insurance
The four elements of a monthly mortgage payment payments of principal and interest go directly towards repaying the loan while the portion that covers taxes and insurance homeowners and mortgage if applicable goes into an escrow account to cover the fees when they are due.
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  > Good faith estimate
An estimate of all closing fees including pre-paid and escrow items as well as lender charges must be given to the borrower within three days after submission of a loan application.
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  > Fair Housing Act
A law that prohibits discrimination in all facets of the homebuying process on the basis of race color national origin religion sex familial status or disability.
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Did You Know?    
 
 
Know Everything About Your Loan
Obtain All Important Cost Information Know how much of a down payment you can afford and find out all the costs involved in the loan. Knowing just the amount of the monthly payment or the interest rate is not enough. Ask for information about the same loan amount loan term and type of loan so that you can compare the information.
 

 
   More Topics That Mortgage Lenders Can Assist With:

Loan Programs
Direct Lenders
Mortgage Rates
Imperfect Credit
Home Equity Loans
First Time Buyer
Pre-approval
No Doc Loans
No Fee Loans
Interest Only Loans
Lender Fees
Title Charges
Miscellaneous Charges
Prepaid Expenses
Commercial Real Estate
New Construction
Condemnation
Second Mortgage
Landlord / Tenant
Mortgage Matters
Home Equity


Contact our Fresno Mortgage Lenders


If you live in the following cities and need a mortgage lender you should contact our Fresno mortgage lender as soon as possible:

  • Antioch
  • Bell
  • Hawthorne
  • Long Beach
  • Los Angeles
  • Norwalk
  • Oceanside
  • Pacoima
  • Santa Ana
  • South Gate
  • Norwalk
  • Oceanside
  • Oxnard
  • Pacoima
  • Pittsburg
  • Santa Ana
  • South Gate
  • Sylmar
  • Watsonville
  • Westminster
  • Fremont
  • Fresno
  • Hawthorne
  • Hayward
  • Hesperia
  • Huntington Beach
  • Huntington Park
  • Indio
  • La Habra
  • La Puente
  • Laguna Niguel
  • Lake Forest
  • Lancaster
  • Livermore
  • Long Beach
  • Los Angeles
  • Lynwood
  • Merced
  • Milpitas
  • Montebello
  • Moreno Valley
  • Napa
  • North Hollywood
  • Norwalk
  • Oceanside
  • Ontario
  • Oxnard
  • Pacoima
  • Palmdale
  • Panorama City
  • Pico Rivera
  • Pittsburg
  • Pomona
  • Porterville
  • Reseda
  • Rialto
  • Riverside
  • Rosemead
  • Sacramento
  • Salinas
  • San Diego
  • San Francisco
  • San Jose
  • San Pedro
  • Santa Ana
  • Simi Valley
  • South Gate
  • South San Francisco
  • Sylmar
  • Tulare
  • Union City
  • Vacaville
  • Victorville
  • Vista
  • Watsonville
  • Westminster
       
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Fresno Audio & Video    
 
  Brokers Urge New Scale For Jumbo Mortgages
Audio, RM, 48 Kbps, 2:58:00 AM, 8/19/2005
Reporter Scott Horsley reports on federally sponsored underwriters Fannie Mae and Freddie Mac back mortgages up to $369,000. Without federal underwriting, home buyers pay a higher interest rate.
Source: National Public Radio 		 
 
Fresno External Sites    
 
 

California Department of Corporations - Financial Servi
Welcome to California, California Home. Welcome to California - images of Golden Gate Bridge, ocean sunset, waterfall, flowers ...
California Department of Corporations - CALIFORNIA RESI
The California Residential Mortgage Lending Act (CRMLA) is contained in Division 20 ... Unlike the Real Estate Law and the California Finance Lenders

  


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The information provided on Fresno Mortgage Lenders.com is not intended to be mortgage advice, but merely conveys general information related to mortgage issues commonly encountered.

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